Last Wednesday (15), Caixa released the extraordinary withdrawal from the Severance Indemnity Fund (FGTS) in the amount of up to R$ 1,000 for the last batch of workers – those born in December. Those born between January and November had their funds released on previous dates.
Withdrawal of values will be possible until December 15th.
All workers who have a FGTS account with an available balance are entitled to the withdrawal. The credit is carried out automatically in the Caixa Tem account, in the name of the worker.
In cases where the amounts have not automatically fallen into the worker’s account, it is necessary to request the release of funds.
According to Caixa Econômica Federal, the blocking of resources may occur due to some factors. Among the main reasons for blocking are:
- guarantee of credit operations in anticipation of Saque Aniversário;
- court order;
- request for refund of amount collected by the employer;
- and inconsistent data.
Caixa points out, however, that the withdrawal will not be available if the amounts are blocked in the guarantee fund account.
It is possible to check who is entitled to the withdrawal – in addition to amounts and dates to receive the money – on the Caixa website, through the FGTS application and at Caixa Econômica Federal (CEF) branches.
In all, 42 million workers are eligible for the extraordinary withdrawal of the FGTS, totaling R$ 30 billion. The available balance can be consulted by all workers.
When consulting the FGTS website, it is possible to find out:
- whether the worker is entitled to the FGTS Extraordinary Withdrawal;
- check the credit date in the Digital Social Savings Account.
Through the FGTS application and at Caixa branches, it is possible to:
- consult the amount to be credited;
- check the credit date in the Digital Social Savings Account;
- inform that you do not want to receive the credit of the amount;
- request the return of the amount credited to the FGTS account;
- registration change to create a Digital Social Savings Account.
Find out how the FGTS withdrawals released by the government will be made
Anyone who has a linked FGTS account, active or inactive, can withdraw. read more here
If the holder has more than one FGTS account, the withdrawal is made in the following order: first, accounts relating to extinct employment contracts, starting with the account with the lowest balance; then the other linked accounts, starting with the account with the lowest balance.
The amounts that are blocked in the FGTS account, as a guarantee for credit operations in anticipation of the birthday withdrawal, for example, will not be available for withdrawal.
At first, it would not be necessary to request the release of funds, as the money would be automatically made available in the worker’s account at Caixa Tem. read more here
If the beneficiary does not have a Caixa Tem account, Caixa Econômica Federal would automatically open an account in the worker’s name.
However, in case of incomplete data that does not allow the opening of the digital account, the worker has to request the release of the resources.
The entire process to request the withdrawal will be computerized. The worker does not need to go to the Caixa branch, just enter the FGTS application, available for smartphones and tablets, and enter the requested data.
The application can be downloaded by mobile:
- Click here to download the app for Android phones
- Click here to download the iOS mobile app (Apple)
Click here to see how to login and use the app
After crediting the amounts in the digital social savings account, it will be possible to pay bills and bills or use the virtual debit card and QR code to make purchases in supermarkets, bakeries, pharmacies and other establishments, through the application.
The amount can also be transferred to other bank accounts of Caixa or another bank. It is also possible to carry out transactions through Pix, in addition to making withdrawals at Caixa’s self-service terminals and at lottery outlets.
Not. Withdrawal is optional for the worker. If he is not interested, he can indicate that he does not wish to receive the extraordinary FGTS withdrawal, so that his FGTS account is not debited. In this case, he must access the FGTS application or go to one of the bank’s branches to inform him that he does not want to receive the credit.
After making the credit in the Digital Social Savings Account, the worker can still choose to undo the automatic credit, through the same channels, until November 10th.
If the credit of the amounts has been made to the worker’s Digital Social Savings account and this account is not used until December 15, the funds will be returned to the FGTS account, duly corrected.