New FGTS withdrawal can exceed R$ 3,900 in July

By signing the work card, the citizen has access to the Severance Indemnity Fund (Fundo de Garantia do Tempo de Serviço).FGTS). In general terms, the funds sent to the accounts linked to it have specific withdrawal rules, such as, for example, in case of unfair dismissal, purchase of a home, retirement, serious illness and others.

Read more: FGTS profit of R$ 12 billion will ‘fatten up’ workers’ accounts; see when it leaves

On the other hand, every month, there is a modality that releases payments of part of the balance accumulated in the fund to workers who opt for it. It is the system of FGTS birthday withdrawalwhich started operating in 2020.

With it, the beneficiary worker can redeem part of the amount deposited in FGTS accounts annually and always in the month of his/her birthday. Thus, a new round of releases is scheduled for the month of July.

FGTS 2022 birthday withdrawal calendar

See below the release dates and deadline for this type of FGTS redemption:

Birth monthwithdrawal period
Januaryfrom 3rd of January to 31st of March
Februaryfrom 1st of February to 29th of April
MarchMarch 1st to May 31st
Aprilfrom April 1st to June 30th
Mayfrom 2nd of May to 29th of July
JuneJune 1st to August 31st
Julyfrom 1st of July to 30th of September
AugustAugust 1st to October 28th
SeptemberSeptember 1st to November 30th
Octoberfrom 3rd of October to 30th of December
Novemberfrom November 1, 2022 to January 31, 2023
Decemberfrom December 1, 2022 to February 28, 2023

What is the value of the FGTS birthday withdrawal?

Currently, the amount offered by this type of fund is based on a rate table, which may or may not be increased by an additional installment in the amount of R$ 2,900. Check it out below:

Limit of balance ranges (in BRL)AliquotAdditional Installment (in BRL)
up to 50050%
From 500.01 to 1,00040%50
From 1,000.01 to 5,00030%150
From 5,000.01 to 10,00020%650
From 10000.01 to 15,00015%1,150
From 15,000.01 to 20,00010%1,900
Above 20,000.01 5%2,900

Thus, considering the percentage applied, added to the extra amount, the worker can withdraw amounts that easily exceed the amount of R$ 3.9 thousand.

Remembering that the payment of the July FGTS birthday loot is only valid for birthdays who join the system before the month ends. In addition, when opting for the modality, the worker loses the right to withdrawal-termination. Only the 40% fine is maintained in this situation.

About Yadunandan Singh

Born in 1992, Yadunandan approaches the world of video games thanks to two sacred monsters like Diablo and above all Sonic, strictly in the Sega Saturn version. Ranging between consoles and PCs, he is particularly fond of platform titles and RPGs, not disdaining all other genres and moving in the constant search for the perfect balance between narration and interactivity.

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